Canadian Super Visa Travel Health Insurance
PARENT AND GRANDPARENT SUPER VISA APPLICATIONS
Parents and grandparents of Canadian citizens and permanent residents have a new option for visiting Canada. In 2011, Citizenship and Immigration Canada (CIC) announced that they would address the backlog of permanent resident applications for parents and grandparents (processing times were exceeding seven years at the time), by temporarily cancelling further PR applications and introducing a new class of visitor visa. The Parent and Grandparent Super Visa allows visits for up to two years without the need to renew your status.
Click here or on the image below to visit the most recent CIC super visa information page.
CIC announced on February 3, 2014 that they have changed the application fees for single and multiple-entry temporary visitor visas – both will now cost $100.The main differences between the super visa (which is also a multiple-entry visa) and the regular multiple-entry visitor visa is that the super visa allows the visitor to stay in Canada for up to two years at a time without having to leave Canada, or pay additional fees to apply for an extension. One requirement for applying for the super visa is that the applicant must purchase one year of emergency health insurance from a Canadian insurance company and submit that with their application.
The regular multiple-entry visa allows for a stay of up to 6 months at a time. No insurance is required. However, CIC has advised that no matter how long the visit, visitors to Canada should have health insurance to protect them from the high costs associated with the Canadian medical system. Over the last few years, we have been contacted numerous times by clients that have applied to extend their multiple-entry visa beyond the 6 months maximum stay from within Canada and have been asked by CIC to obtain one year of insurance.
Apparently, CIC views such a prolonged stay in Canada (at least for older travelers) the same way it views the super visa. For any temporary visa issued on a longer term basis, such as a working holday visa, International Experience Canada visa, or the super visa, CIC will ask to see proof of health insurance. One advantage of Canadian insurance (required for super visa application) compared to using a plan from one’s home country is that Canadian insurance companies will often include coverage for expenses related to pre-existing medical conditions – whereas lower priced policies from overseas will not.
For some people, the costs of obtaining super visa insurance will outweigh the additional hassle (and costs) of having to ask for multiple visa extensions. Others will see the benefit of using the super visa which allows for longer stays with no risk of an extension denial.
Regardless of whether you will be applying for the super visa or a regular temporary visitor visa, you’ll find all the policies from Canadian insurance companies listed here on BestQuote’s online resource.
SUPER VISA INSURANCE
WHAT IS A SUPER VISA?
A super visa is a visa that grants parents and grandparents the ability to visit their family living in Canada. The advantage of this visa is that it allows multiple visits over a 10-year period, and visits can last up to two years. Thus, the super visa is distinct from the multiple entry visa, which only allows visits of up to six months.
ELIGIBILITY CRITERIA FOR THE SUPER VISA CANADA
To obtain this visa, you must meet certain criteria, including:
- Be a parent or grandparent of a permanent resident of Canada or a Canadian citizen.
- Have authorization to enter Canada.
- Prove that your child/grandchild meets a minimum income threshold.
- Provide a financial support commitment from your child/grandchild.
- Undergo a medical exam and forward the medical report form completed by the physician.
- Provide proof of medical insurance coverage from a Canadian insurer. This policy must be valid for at least one year.
Besides these criteria, immigration officers will assess certain aspects, such as your family and financial situations, the goal of your visit, the stability of your ties with your home country, and the invitation from your host in Canada.
Please consult the Government of Canada website for more details on the super visa.
CANADIAN SUPER VISA INSURANCE REQUIREMENTS
To ensure that insurance policies provide sufficient coverage, the Government of Canada has established certain criteria that insurance policies must follow.
The policy must, among other things:
- Be valid for at least 365 days.
- Have a minimum coverage of $100,000.
- Cover medical, hospitalization, and repatriation fees.
- Be issued by a Canadian insurer.
THE ADVANTAGES OF CANADIAN SUPER VISA INSURANCE
By choosing coverage specifically designed for the Canadian super visa, you are putting the odds in your favour to obtain the visa while benefitting from such advantages as:
- Coverage for pre-existing medical conditions, depending on the visitor’s age.
- Easy renewal if parents decide to stay for more than one year.
- If the visa is denied, we will reimburse 100% of the premium upon receiving proof of denial.
- If your parents remain in Canada for at least one year and no claims are made, we will refund the unused portion of the insurance.
- Therefore, it is critical to choose the right insurance policy, because the wrong choice could cause refusal or delay of your Canadian super visa application.
At SecuriGlobe, we compare 14 insurers to find the best Super Visa Canada visitor insurance for maximum coverage at an affordable price.
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