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What is Emergency Medical Travel Insurance?

This is what most people refer to as basic travel insurance. By covering medical emergencies, while you are traveling, this insurance offers the peace of mind knowing that if ever your health is jeopardized by way of illness or accident, your medical expenses will be covered.

What is covered?

 

You may get coverage for one trip or an annual play that would cover you for any number of trips.

Here’s what is usually covered:

  • Medical emergency
  • Return of deceased
  • Accidental death
  • Prescribed medication
  • Emergency dental treatment
  • Paramedical services
  • Repatriation
  • Ambulance
  • Vehicle return
  • 24/7 assistance
  • Laboratory tests

Why is emergency health insurance so important when you travel?

This insurance is particularly important for international travelers and students as standard provincial health insurance plans won’t cover most of the medical bills while you’re in another country. Travel medical insurance coverage is absolutely essential as the hospital fees can easily climb to the hundreds of thousands of dollars.

What is Trip Cancellation and Interruption Coverage?

Trips get canceled, plans get changed and luggage can go missing. Taking a trip is all about planning and preparation – but too often, plans can unexpectedly change. Trip cancellation and interruption insurance can help you protect your investment by helping cover pre-paid expenses, re-organizing travel plans, and recovering lost, damaged or stolen luggage.

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